Yet it seems all this exposure to experts discussing the value of vintage toys or collectable jewellery has yet to persuade many of us of the value of what’s under our own roof.
In many cases we either haven’t got around to having things valued and, if we have, we haven’t yet bothered to make sure they are insured.
A survey for Direct Line insurance suggests millions of us are leaving prized items at risk.
Almost half (44 per cent) of those questioned admitted to finding it difficult to estimate the value of their personal possessions, yet almost a fifth (18 per cent) have admitted they have items they suspect are worth a small fortune, but have never had valued.
More than two in five (43 per cent) own vintage or antique items, although almost half (46 per cent) admit they don’t know what they are worth.
Worryingly, a further 41 per cent claim that the antiques or vintage items that they own are not accounted for in their home insurance.
Antiques expert, Drew Pritchard, said: “We are currently seeing a resurgence in traditional antiques that are usually passed down through the generations. It is important to thoroughly inspect your antique, keeping a close eye on any manufactures marks or imprints as this could make all the difference. When speaking with your insurer, you must enclose every little bit of detail to make sure your piece is correctly valued and you do not run the risk of being underinsured.”
Even more concerning is the 16 per cent of respondents who claim not to have any home insurance, offering no protection for even their most prized possessions.
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