NOW’S the time to check your wallet or down the back of your sofa for any remaining paper banknotes.
Thursday sees the deadline for the use of Bank of Scotland, Clydesdale Bank and Royal Bank of Scotland £5 and £10 paper banknotes.
The date will also see the withdrawal of Bank of England paper £10 notes from circulation, with their fivers already out of commission.
Banks have been working to swap the older notes for the newer, more environmentally friendly polymer versions, with the Committee of Scottish Bankers saying that the majority of notes have already been replaced.
But for those remaining, there is still time to spend them in shops.
Paper £20 notes are unaffected by the change, but plastic versions of those are expected to arrive in 2020.
What to do if you miss the deadline
Banks will continue to accept all paper notes from their customers, which can be deposited into accounts or exchanged for plastic notes.
Royal Bank of Scotland, Clydesdale and Bank of Scotland have also agreed that they will exchange their own paper £5 and £10 notes from non-customers up to the value of £250.
Other banks, building societies and The Post Office may continue to accept and exchange Scottish paper notes after March 1.
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